rate sheet
Effective dates: 12-24-2024 to 12-31-2024
Account Product |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
SAVINGS |
||||
Savings Account |
$50.00 |
0.20% |
0.20% |
|
NOW Account |
$500.00 |
Daily Balances of: | ||
up to $49,999.99 |
0.10% |
0.10% |
||
$50,000 - 99,999.99 |
0.15% |
0.15% |
||
$100,000 - and above |
0.25% |
0.25% |
||
Money Market Savings |
||||
Money Market Savings |
$2,500.00 |
0.10% |
0.10% |
|
Super Money Market Savings |
$25,000.00 |
0.30% |
0.30% |
|
CERTIFICATES |
||||
| 3 Month Certificate | $500.00 | $500.00 | 0.35% | 0.35% |
| 6 Month Certificate | $500.00 | $500.00 | 0.75% | 0.75% |
| 1 Year Certificate | $500.00 | $500.00 | 1.00% | 1.00% |
| 2 Year Certificate | $500.00 | $500.00 | 1.50% | 1.50% |
| 3 Year Certificate | $500.00 | $500.00 | 1.00% | 1.00% |
| 4 Year Certificate | $500.00 | $500.00 | 1.00% | 1.00% |
| 5 Year Certificate | $500.00 | $500.00 | 1.00% | 1.00% |
| 2 Year Bump Certificate | $500.00 | $500.00 | 1.00% | 1.00% |
| 3 Year Bump Certificate | $500.00 | $500.00 | 1.00% |
1.00% |
JUMBO'S |
||||
| 3 Month Jumbo Certificate | $100,000.00 | $100,000.00 | 1.00% | 1.00% |
| 6 Month Jumbo Certificate | $100,000.00 | $100,000.00 | 1.50% | 1.50% |
| 1 Year Jumbo Certificate | $100,000.00 | $100,000.00 | 1.75% | 1.75% |
| 2 Year Jumbo Certificate | $100,000.00 | $100,000.00 | 2.00% | 2.00% |
| 3 Year Jumbo Certificate | $100,000.00 | $100,000.00 | 2.25% | 2.25% |
| 4 Year Jumbo Certificate | $100,000.00 | $100,000.00 | 2.00% | 2.00% |
| 5 Year Jumbo Certificate | $100,000.00 | $100,000.00 | 2.00% | 2.00% |
| 2 Year Bump Certificate | $100,000.00 | $100,000.00 | 2.00% | 2.00% |
| 3 Year Bump Certificate | $100,000.00 | $100,000.00 | 2.00% | 2.00% |
IRA |
||||
| 6 Month Fixed Rate IRA | $500.00 | $500.00 | 0.75% | 0.75% |
| 1 Year Fixed Rate IRA | $500.00 | $500.00 | 1.00% | 1.00% |
| 2 Year Fixed Rate IRA | $500.00 | $500.00 | 1.50% | 1.50% |
| 3 Year Fixed Rate IRA | $500.00 | $500.00 | 1.00% | 1.00% |
| 4 Year Fixed Rate IRA | $500.00 | $500.00 | 1.00% | 1.00% |
| 2 Year Bump IRA | $500.00 | $500.00 | 1.00% | 1.00% |
| 3 Year Bump IRA | $500.00 | $500.00 | 1.00% | 1.00% |
JUMBO IRA'S |
||||
| 6 Month Fixed Rate IRA | $100,000.00 | $100,000.00 | 1.50% | 1.50% |
| 1 Year Fixed Rate IRA | $100,000.00 | $100,000.00 | 1.75% | 1.75% |
| 2 Year Fixed Rate IRA | $100,000.00 | $100,000.00 | 2.00% | 2.00% |
| 3 Year Fixed Rate IRA | $100,000.00 | $100,000.00 | 2.25% | 2.25% |
| 4 Year Fixed Rate IRA | $100,000.00 | $100,000.00 | 2.00% | 2.00% |
| 2 Year Bump IRA | $100,000.00 | $100,000.00 | 2.00% | 2,00% |
| 3 Year Bump IRA | $100,000.00 | $100,000.00 | 2.00% | 2.00% |
Substantial penalties may apply for early withdrawal
APY = Annual Percentage Yield
Fees may reduce earnings on accounts